Founders Coffee: Pete Fournier – Are you ready for Retirement?

The Speaker

I’m Pete, a financial coach dedicated to helping individuals and families build confidence with their money and create a secure financial future. After spending many years serving Canadians with the federal government, I made the transition into financial services because I wanted to have a more direct impact on people’s lives.

I believe financial planning is about much more than investments; it’s about helping people achieve their goals, protect what matters most, and enjoy peace of mind throughout every stage of life. My passion is educating families, creating personalized financial strategies, and helping clients make informed decisions for retirement, wealth creation, and financial security. In addition to serving clients, I enjoy mentoring and training new financial professionals, equipping them with the knowledge, skills, and confidence to build meaningful careers while making a positive impact in the lives of the families they serve.

Outside of work, my greatest joy is my family. I’m a proud grandmother to four amazing grandchildren, who inspire me every day and remind me why helping families build lasting financial legacies is so important.

Whether I’m meeting with a new client, mentoring others in the industry, or continuing to grow professionally, my goal is always the same: to serve with integrity, build meaningful relationships, and leave people in a better financial position than when we first met.

The Talk

I want to start with a simple question. If I asked you right now, “Are you ready for retirement?” What would you say?
Most people would say “I think so.” Or “I hope so.” Very few people say “Yes, absolutely, and here’s why.”
That’s not because people aren’t smart, or because they haven’t worked hard. It’s because retirement planning can feel confusing, overwhelming, and honestly — a little scary to think about. So today, I want to break it down into simple, plain language. No jargon. No confusing numbers. Just five questions you can ask yourself to know where you really stand.
Question One: Do You Know What Retirement Will Actually Cost You?
Question Two: Where Is Your Retirement Income Actually Coming From?
Question Three: Have You Thought About the “What Ifs”?
Question Four: Is Your Money Working as Hard as You Did?
Question Five: Does Your Plan Actually Feel Like You?
So, Are You Ready?
If you’re sitting here and you’re not sure how to answer some of these questions — that’s completely okay. That’s actually the most common place to start. The goal isn’t to have all the answers today. The goal is to start asking the right questions.